New Michigan Laws for 2012 Govern Foreclosures, Schools, Fireworks and Jobless Benefits
Statutes regulating film incentives, heating aid, business taxes and public safety mergers also take effect.
Local residents, workers and employers are affected by Michigan laws that took effect in late December or will do so as calendars flip to 2012. Gov. Rick Snyder this year signed legislation regulating home foreclosures, charter schools, student bullying, teachers' unions and other areas. Take a look at some of what's now the law of our state as a new year starts: Mortgage lenders must provide a list of nonprofit consumer counselors with the first foreclosure step so borrowers can seek immediate advice. Two bills signed Dec. 22 also provide additional time and ways for owners to arrange modifications such as interest rate reduction and principal reduction to cut monthly payments. To minimize solicitations by for-profit "rescue" advisers, …